Non-Contractor General Liability

About the Product

  • Retail Stores
  • Office and LRO
  • Distributors
  • Shopping centers (including parking lots)
  • Wide range of classes
  • Carriers are A rated
  • Online self-rater for all classes

Key Benefits

  • Minimum premium amount of $1,000 for distributors, and $500 for all other classes
  • Blanket additional insured form included
  • Single waivers of subrogation available
  • Blanket primary and non-contributory wording available
  • Employee benefits coverage available
  • Coverage in 39 states
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Class Coverage, Including:

  • Auto Parts/Supplies Distributor
  • Auto Parts/Supplies Stores
  • Distributors – food/drink
  • Distributors – no food/drink
  • Drug Stores
  • Frozen Food Distributors
  • Furniture Stores (other than not for profit)
  • Grocery Distributors
  • Hardware & Tool Distributors
  • Hardware Stores
  • Home Improvement Stores
  • Janitorial Supplies (dealers & distributors)
  • Meat/Fish/Poultry/Seafood Stores
  • Pet Stores
  • Sporting Goods/Athletic Equip. Stores
  • Stores – No food/drink (other than not for profit)
  • Public Parking (not open air)*
  • Public Parking (open air)*
  • Public Parking Shopping Centers*
  • Condo Comm. Shopping Centers (Assn. risk only)*
  • Shopping Centers (indoor malls, buildings – not occupied by insured)
  • Shopping Centers (buildings – not occupied by insured)
Note: * with accompanying class.

Available in Most States

Wherever you are—We offer superior insurance
products and customer service that delivers value and
protection insurers need. We feature a full array of online tools
and a team of experienced underwriters.

43725 Monterey Avenue, Suite A, Palm Desert, CA 92260 | Ph: 760.345.9029 | www.shieldins.net

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Ineligible Risks
  • Airport contractors
  • Environmental cleanup
  • Asbestos abatement
  • Explosives contractors
  • Blasting operations
  • Exterminators/fumigators
  • New condo/town home construction
  • Landscapers w/spraying exposures
  • Contract laborers
  • Oil lease contractors
  • Cranes over 20’ (sm. pendant cranes ok)
  • Scaffolding/scaffolding erection > 3 stories/30’
  • Tracts greater than 15 units
  • All mining or quarrying operations
  • Tunnel or subway construction
  • Construction and/or maintenance of cofferdams
  • Amusement park equip. maintenance and/ or installation
  • Playground equipment and maintenance operations/sports fields
  • Natural gas “fracking” operations
  • Caisson or cofferdam work
  • Commercial multi-story construction over 3 stories/35’
  • Structural and exterior construction over 3 stories/35’
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General Liability Team

Mike Ravelo 
Assistant Underwriter
[email protected]
760.345.9029 ext. 272

Andres Sylva
Sales Manager
[email protected]
760.345.9029 ext. 256

Rocio Romo
Renewal Underwriter
[email protected]
760.345.9029 ext. 222

Jennifer Long 
Endorsements
[email protected]
760.345.9029 ext. 251

Cynthia Medina
Service Coordinator
[email protected]
760.345.9029 ext. 237

Download Product Guide

Syreeta Brown 
Endorsements
[email protected]
760.345.9029 ext. 235

Contact

 

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Shield Commercial Insurance Services, Inc.
43-725 Monterey Ave, Ste A. Palm Desert, CA 92260
Tel: 760-345-9029 Fax: 800-345-4851
CA License Number: 067754
© Copyright 2023 Shield Commercial Insurance Services, Inc.
Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. © 2023